Calculate Your Pay

2025 tax year · Federal + State

$
Same gross amount for both W2 and 1099

Deductions & Expenses

▼
$
Deductible costs like software, equipment, office
$
Annual premium — usually employer-paid for W2
$
401(k) for W2 / SEP-IRA for 1099
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Enter Your Details

Fill in your income and state to see a side-by-side W2 vs 1099 take-home comparison.

Annual Difference
W2 Take-Home
1099 Take-Home
Effective Tax Rate
Breakdown
W2 Employee
1099 Contractor
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